Islamic Financing Solutions
بغیر سود کے قرض
100% interest-free financing for your home, business, and personal needs in Pakistan
About Barkat Empower
برکت ایمپاور کے بارے میںBarkat Empower is a leading Islamic financing institution in Pakistan, providing 100% interest-free financial solutions to individuals and businesses. Our mission is to empower communities through Sharia-compliant financial services that align with Islamic values.
Sharia-Compliant
All our products are approved by Islamic scholars
Quick Approval
Fast processing with minimal documentation
Community Focused
Supporting economic growth for all Muslims
No Interest
100% Riba-free financing solutions
We follow the principles of Islamic finance, ensuring all our products and services are free from Riba (interest) and comply with Islamic Shariah law. Our team of financial experts and Islamic scholars work together to create ethical financial solutions that help you grow while maintaining your Islamic values.
Our Financing Solutions
ہماری فنانسنگ خدمات
Home Financing
گھر کا قرضہOwn your dream home through our Sharia-compliant financing solutions with flexible payment plans that fit your budget.
Business Financing
کاروباری قرضہGrow your business with our interest-free financing options tailored to your needs, whether for expansion, inventory, or equipment.
Personal Financing
ذاتی قرضہMeet your personal financial needs for education, medical expenses, or other requirements without compromising your Islamic values.
Wedding Loan
شادی کا قرضMake your special day memorable with our ethical wedding financing options. Celebrate love without financial stress.
How It Works
یہ کیسے کام کرتا ہےApplication
Fill out our simple online application form or visit one of our branches to get started.
Documentation
Submit required documents (CNIC, proof of income, etc.) for verification.
Sharia Review
Our Islamic scholars review the application to ensure Sharia compliance.
Approval & Disbursement
Receive approval and get funds disbursed to your account within 3-5 working days.
Our Impact
ہمارا اثرWhat Our Clients Say
ہمارے گاہک کیا کہتے ہیں
Frequently Asked Questions
عام سوالاتYes, absolutely interest-free! We use Islamic financing models like Murabaha (cost-plus financing), Musharakah (partnership), and Ijarah (leasing). For example, in Murabaha, we purchase the item you need and sell it to you at a transparent markup with fixed payments – no compounding interest or hidden charges.
Conventional loans charge interest (Riba) which is prohibited in Islam. Our financing is asset-backed and profit/loss sharing based on Islamic principles. We don’t charge interest but may earn profit through halal trade or partnership arrangements approved by our Sharia board.
Basic documents include: CNIC copy, proof of income (salary slips/bank statements for employees, business documents for business owners), property documents (for home financing), and 2 passport-sized photographs. Requirements vary slightly by product type.
Most applications are processed within 3-5 working days after we receive complete documentation. Some simple products like personal financing can be approved within 24 hours. The timeline depends on the complexity of your request and how quickly we receive required documents.
No, we actually encourage early repayment! Unlike conventional loans that may charge prepayment penalties to protect their interest income, our Islamic financing models welcome early settlement without any additional charges.
Ready to Get Started?
تیار ہیں شروع کرنے کے لیے؟
Apply now for your interest-free Islamic financing solution. Our experts will guide you through the process.